Having adequate life insurance cover provides you and your family with financial protection in the event of unexpected death, illness, injury or a major health catastrophe (such as disablement, a heart attack or cancer).
Life insurance cover leaves your beneficiaries with a lump sum to help cater for their financial wellbeing.
This will give you the peace of mind of knowing that those who depend on you will not be financially disadvantaged with the burden of maintaining living standards or making loan repayments.
As a general rule, you should aim to have enough cover to pay all large debts and provide your family or other dependents with a lump sum that can be invested to earn an income to replace your lost earnings.
We can assist and advise you on the amount of cover you may require.
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